CIBIL Complaints - CIBIL

Hi,

This is yasin, my salary eligible for loans.And my CBIL Score is "NH" ("NA/NH" and not used any credit cards and loans extra or fresh/there is no problem). But all the banks give the loans or credit cards for 950 scored person only, not provide the loans for NH/NA score person. They are considering me. Then how to get my first loan/credit card. I don't know which problem whether it is CIBIL problem or banks problem?

Please give the solution how get the loan/credit card.

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